Each wallet can have its own limits, so one wallet never receives more than you planned.
Only completed payments count towards the limits. Payments that are still waiting, expired or cancelled do not use up your limit.
The wallet is hidden from your payment pages until the day or month starts again. Your other wallets keep working normally, so customers can still pay with them.
Your plan also limits how many wallets of each kind you can add (crypto, local wallets and other methods). You can see and change your plan from the Billing page.